CERTEGY CHECK CASHING SCHEME BACKFIRES. CERTEGY HAS TO PAY 3 MILLION DOLLARS FOR FRAUD AND OTHER SCHEMES AGAINST YOU AND ME

CERTEGY IS BEING USED BY MANY STORES YOU GO TO. iF IT WERE ME, I WOULD BE FINDING OUT IF your STORE USES THESE IDIOTS AND THIEVES AND I WOULD NO LONGER DO BUSINESS WITH ANY PLACE THAT DOES BUSINESS WITH THESE THIEVES.

I know fIrst hand about these thieves, and their tactics, which are believe me illegal as shit.
First off, in my case, they won’t contact us, send us an invoice, nor can they even prove we owe them any monies at all.
In June 2012, we were notified by our bank that our account and many others had been compromised, and were asked to change account numbers.
We complied.
ONE AND ONE HALF FUCKING YEARS LATER, after doing business with HEB stores in Texas for 15 or more years, all of a sudden they declined my check.
Come to find out, they had just hired certegy for their check cashing.
This was may of 2014. Godaddy tried to make the charge in january 2013, 2 fucking years ago.
So, I tied to find out what was wrong, and they gave me this shit about GODADDY.COM trying to make a charge against my CLOSED bank account (which they had no permission to do), certegy was their bank, I am guessing, and certegy paid them the $20 and 12 fucking cents, and when they could not collect if FROM MY CLOSED BANK ACCOUNT, decided that I owed them the money anyway.
I never received any kind of notice from godaddy or certegy and have never received not one goddamned thing, to date (01-02-2015) and here it is 2 fucking years later and I still ahven’t heard a goddamned word from these fucking idiots.

1) YOU CANNOT MAKE A CHARGE AGAINST A CLOSED BANK ACCOUNT AND TRY TO COLLECT JACK SHIT. IF YOU WERE ABLE TO DO THAT SHIT, I COULD IT HERE, WITH A LIST OF CLOSED BANK ACCOUNTS, AND MAKE CHARGES AGAINST THEM, AND THEN SAY THEY OWED ME THE MONEY ALL FUCKING DAY LONG.
THIS IS AGAINST FEDERAL LAW. IT IS CALLED FRAUD!!!!!!!
2) IF YOU DO SAY I OWE YOU MONEY, YOU HAD BETTER HAVE SOME KIND OF MOTHERFUCKING RECEIPT TO SHOW IT, OTHERWISE FUCK YOU!!!
3) A 20 DOLLAR DEBT IS NOT COLLECTIBLE IN TEXAS, ANYWAY. THE LIMIT IS 25 DOLLARS.
4) BY THE SHEER FACT THAT YOU WILL NOT TALK TO ANYONE, SEND ANYONE AN INVOICE OR SHOW A RECEIPT, MEANS YOU DON’T HAVE ANY FUCKING PROOF, AND YOU ARE FUCKING THIEVES AND NEED TO BE PUT THE FUCK IN JAIL. YOU’RE A GODDAMNED THIEF AND A FRAUD, AND YOU ARE DOING IT ACROSS STATE LINES, MEANING IT IS FEDERAL.
IF I COULD GET MY HANDS ON YOUR STUPID FUCKING ASS, I WOLD TEACH YOU A LESSON ABOT TRYING TO STEAL MONEY FROM MY BANK ACCOUNT.
5) BY NOT SENDING ME ANY FORM OF RELIEF, YOU ARE ,ONCE AGAIN, COMMITTING FRAUD. YOU CANNOT SAY I OWE YOU MONEY AND THEN TELL ME THERE IS NO WAY TO PAY WOU WHAT YOU SAY THE FUCK I OWE YOU. AGAIN, FRAUD. YOU HAVE NO PROOF, THEREFORE FUCK YOU AND THE STUPID ASSED HORSE YOU RODE IN ON.
6) IF YOU HAVE DONE THIS SHIT, TO ME, HOW MANY OTHERS HAVE YOU PULLED THIS SHIT ON.
7) IT THINK I’LL FILE AGAINST YOU HERE, BECAUSE I WAS UNABLE TO ACCESS YOUR BANK ACOCUNTS (YOURS AND YOUR EMPLOYEES), SO YOU OWE ME THE MONEY I TRED TO GET BUT COULDN’T. IT’S YOUR FUCKING RULES, CERTEGY, NOT MINE. IF THEY ARE GOOD FOR THE GOOSE, THEN BY GOD THEY ARE GOOD FOR THE FUCKED UP GANDER.

JUST HAVING TO COME TO TEXAS FROM YOUR FLORIDA HEADQUARTERS WILL COST YOU MORE THAN 20 FUCKING DOLLARS AND I WANT YOUR ASS IN FRONT OF A TEXAS JUDGE WHO WILL PUT YOUR STINKING FUCKING ASS IN A FUCKING SLING, OR WORSE, JAIL.

Below are the facts about certegy and how the feds sued them in august 2014 and won, hands down, and it cost certgegy 3 million, Just about what I am going to sue them for.

Fuck you certegy and you and your fucking families and ytour stupid fucking thieving staff.
You people are the stupidest idiot assed motherfuckers on the fucking planet.

Where the fuck is a lawyer when you need one?

Certegy Check Services to Pay $3.5 Million for Alleged Violations of the Fair Credit Reporting Act and Furnisher Rule
Penalty is Second-largest in a Fair Credit Reporting Act Matter
For Release
August 15, 2013

Tags:

* Bureau of Consumer Protection
* Consumer Protection
* Privacy and Security
* Credit Reporting
* Merger
* Horizontal

Certegy Check Services, Inc., one of the nation’s largest check authorization service companies, has agreed to pay $3.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA).

Certegy, based in St. Petersburg, Fla., is a consumer reporting agency (CRA) that compiles consumers’ personal information and uses it to help retail merchants throughout the United States determine whether to accept consumers’ checks. Under the FCRA, consumers whose checks are denied based on information Certegy provides the merchant, have the right to dispute that information and have Certegy correct any inaccuracies.

The FTC’s complaint alleges, among other things, that Certegy did not follow proper dispute procedures. The complaint further alleges that Certegy failed to follow reasonable procedures to assure maximum possible accuracy of the information it provided to its merchant clients, as required by the FCRA.

Among other things, the settlement requires Certegy to make improvements in these areas. This case is part of a broader initiative to target the practices of data brokers, which often compile, maintain, and sell sensitive consumer information. Consumer reporting agencies like Certegy are data brokers that sell information to companies making important decisions about consumers, such as their ability to get credit or pay for goods and services by check.

“Inaccurate information in a consumer reporting agency’s file can have a huge impact on a person’s everyday life, starting with their check being denied at the grocery store,” said Jessica L. Rich, Director of FTC’s Bureau of Consumer Protection. “In this case, we alleged that Certegy delivered a one-two punch: the company not only failed to assure that the information it provided to retailers was accurate, but it also failed to follow proper dispute procedures. Today’s settlement will benefit consumers who use checks to pay for essential goods and services, including many older consumers and people without alternate means of payment, such as credit cards.”

In addition to the allegations described above, the complaint alleges that Certegy violated the FCRA by failing to create a streamlined process for consumers to obtain free annual reports that they are entitled to; and establish and implement reasonable written policies and procedures regarding the accuracy and integrity of information it furnishes to other CRAs. This is the first Commission action alleging violations of the Furnisher Rule, which went into effect on July 1, 2010. The settlement requires Certegy to comply with the Furnisher Rule, as well as the requirement to maintain a streamlined process so that consumers can request their free annual reports.

Information for Business

The FTC has information for businesses on the Furnisher Rule, which can be found on the Commission’s website. Information regarding what businesses should know about consumer reports also is available.

The Commission vote approving the referral of the complaint to the Department of Justice and consent in settlement of the court action was 4-0. The complaint and proposed consent were filed in the U.S. District Court for the District of Columbia on August 15, 2013, against Certegy Check Services, Inc. The proposed consent decree is subject to court approval.

NOTE: The Commission authorizes the filing of a complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. Consent decrees have the force of law when signed by the District Court judge.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistantor call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.